The following is a research paper that I wrote for a graduate class on school law. Only the formatting has been changed for posting here, the content has not been edited. A PDF version is available with the original formatting.
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Paying for a purchase with a credit card has benefits beyond those discussed in my post on credit scoring. Be aware that these benefits may not apply to a purchase made with a debit card, even if the debit card is used as a credit card at the point of sale. If you notify your card issuer within a certain time frame, federal law (15 USC 1601) limits your liability for unauthorized charges to your credit card to $50. In practice, Visa and MasterCard both waive the $50 liability. Unfortunately, card issuers do not bear the costs of any unauthorized purchases. Merchants who process transactions that are later discovered to be fraudulent almost always bear the costs, regardless of whether they were aware of the fraud. Continue reading Extra benefits of paying with a credit card » The following is a research paper that I wrote for a graduate class on using data to improve instruction. Appendix A has been removed because the creators of Moodle provide a live demonstration that is far better than the static screenshots from the original paper. (The paper still makes reference to Appendix A; however, the live demo is an appropriate substitute.) Appendix B has been removed because it was relevant only to the course, rather than to the topic of web based assessment. An edited PDF version is available with the original formatting. A presentation is also available that briefly mentions some of the highlights of the paper.
I can’t answer this question with any degree of completeness; however, I can offer a few observations. Passion A considerable amount of your college course work will be related to your major. It will be easier and more rewarding if you are passionate about the material. Marketability You may be interested in using the degree you will earn to market yourself to potential employers. Individuals with specific technical skills that are difficult to acquire are consistently in high demand. What will your course work enable you to do that an untrained person could not? The job market will change during your time in college. What will your course work enable you to learn later in life that an untrained person would have difficulty learning? Are the skills implied by the degree you’re considering applicable to multiple industries? The U.S. Department of Labor’s Bureau of Labor Statistics publishes the Occupational Outlook Handbook. The publication provides information about the training requirements, average salary, and projected demand for occupations in a variety of industries. It also links to state level resources containing localized information. |
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Copyright © 2010 Brandon Horn |
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